# TermMax

The underlying logic of contrarian FOMO: You dismiss fixed income because you've miscalculated the opportunity cost.
Many people lose money in DeFi not because they are not smart enough, but because they misjudge a calculation, mistaking high-frequency reckless trading for capital efficiency.
This leads to a highly counterintuitive phenomenon—reverse FOMO.
Many users put their funds into fixed-rate pools to secure certain returns, but when they see the chaotic market outside, they always feel like they are losing. Clearly, their books show profits, but logically, they feel extremely uncomforta