InvestingWithBrandon

Retail investor: I've read The Intelligent Investor three times. Buy great companies below intrinsic value, margin of safety, all of it. But I'd never touch options.
Me: You realize you already believe everything I do, right? You're just missing one page.
Retail investor: Options aren't in Graham's book, man.
Me: Walk through it. You find a great company. You calculate fair value. You set the price you'd buy at with a margin of safety. Then what do you do?
Retail investor: Put in a limit order & wait.
Me: Right. & you wait for FREE. Selling a portfolio secured put is your exact limit order...

NO day trading (99% lose... so 1% win, & you're probably not the 1%)
NO swing trading
NO covered calls (caps the upside you bought the company for)
NO cash secured puts (a pile of dead cash dragging your returns)
NO credit spreads (bullish & bearish on the same stock... pick one)
NO 0DTE (better odds at a casino)
INSTEAD:
Build the base... $VOO & $Q, added to forever.
When great companies fall below fair value, allocate to shares & sell 1+ year portfolio secured puts... the base is the collateral, so it never stops compounding and no cash drag like CSP.
Take the premium. Buy more shares. Ultra

Drive your paid off car to a dealership. Ask them to buy it... but tell them you're also keeping it & driving it home.
They'll laugh you off the lot. "You can't sell it AND keep it. Pick one."
But that's exactly what I do every single month.
My shares ( $VOO / $Q) stay parked in my account compounding ~11% a year. I never hand them over.
Those SAME shares secure the puts I sell for another ~15%.
Same money. Two returns. Never on margin. Ratios always in check.
That's how 10% quietly becomes 25%.
And 25% is the difference between $1M and $61M over time.
Portfolio secured puts will change your l

THE STOCK MARKET IS QUIETLY SELECTING ITS NEXT GROUP OF MILLIONAIRES RIGHT NOW
& almost everyone watching will miss it... again.
Not the day traders. Not the 0DTE gamblers. Not the Wheelers. Not the CSP/CC people...
It's the boring ones buying great companies at good prices and using 1+ year options & portfolio secured puts to magnify ultra compelling setups.
The typical retail investor is focused on the wrong things... One day they'll realize it after they underperform the SP500 for years and waste time that coulda been compounding their portfolio
This happens every cycle. Humans never learn.

Let the froth burn off in the market.
We’re getting closer to capitulation opportunity.
Stay focused.

I haven’t met a single person that beat the SP500 doing the wheel strategy in the last 10 years as their primary strategy.
NOT ONE...
What does that tell you?

Someone recently told me selling portfolio secured puts is "way too risky."
So I asked what he does instead
Him: Day trades. Buys weekly calls. Holds through earnings praying for a pop.
So let me get this straight...
Me: I sell a put on a great company when it's below intrinsic value with great EPS growth, a year+ out, 10% below for strike, with ratios in check
Him: gambling on what a stock does in the next 3 days, over and over and over.
And somehow I'M the risky one?
Make it make sense...

"But what happens when the market crashes 40%, Brandon?"
Nothing.
My ratios are ALWAYS in check. I never sell more puts than my base portfolio could comfortably cover, even after a massive dip.
So a 40% crash doesn't margin call me. Doesn't force me to sell. Doesn't wipe me out.
You know what it actually does?
Puts every great company on sale & makes put premiums the fattest they've been in years.
The crash isn't what kills people.
Being over leveraged with no plan is...

There's a guy at every job.
40 years in. Knows everything. & still can't actually afford to walk away.
He did it all "right."
Maxed the 401k.
Never missed a day.
Begged for a 3% pay raise annually.
That used to genuinely scare me.
The idea of giving up 40 years for a "maybe"
So I quit waiting for permission to retire and started building income/growth I actually controlled.
Selling puts. Stacking shares. Reinvesting all of it in quality companies.
I'm not claiming I am 10x smarter than that guy.
I just refused to bet my whole life on a finish line someone else gets to keep moving...

"I need to make $4,000 in options income every month."
That one sentence has blown up more accounts than any crash.
Because the good setups aren't always there.
When you FORCE a monthly number, you start selling puts on garbage at bad prices just to hit your quota.
I only sell when the setup is ELITE.
Some months I sell a lot. Some months only a few.
Need cash to live on? Sell a few shares from your base.
NEVER sell a put just to sell a put. That quota will bury you.

The truth about the stock market right now.
I also know many ppl do not believe me. But I’m giving you my honest take about this market and it’s simple.
This is a valuation reset of the high beta stocks that ran to the moon. That’s it. The world is not melting. Aliens are not coming. WW3 is not happening. It’s just companies coming back down to earth.
When the sentiment flips, everything goes risk off. I have said so many times that everything moves together. Mr market is emotional and it’s a pendulum of fear and greed. He’s been greedy pushing up stock prices for a while now, but lately it's