Just dealt with removing an authorized user from my credit card and honestly it was way easier than I expected. Took like 5 minutes on the app, didn't even need to call anyone. If you need to do this, most issuers let you handle it straight through their website or app now - just log in and manage authorized users in settings.

One thing though - definitely give them a heads up before you remove them. Had a friend get caught off guard once and it was awkward. The process itself is pretty straightforward whether you go the phone route or do it online, but the courtesy part matters more than the technical part, you know?

Anyone else had to remove an authorized user? Does your bank make it easy or do they make you jump through hoops?